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Financial wellness refers to how secure your money is, given all the variables involving an unknown future. It is a state of being in which you meet current and future financial obligations, feel secure in your financial future, and make choices that let you enjoy life. It promotes decision-making in your money as well as life essentials. Hence, it is making money to meet day-to-day personal goals in life. The main part is that it promotes future plans that motivate someone to save. The following reasons show why financial wellness is important to workers in the workplace.

1. Boosts Employee Engagements

Financial wellness reduces stress in employees since money worries are the most common problem of employee concerns. Putting financial wellness in the workplace leads to a higher level of employee engagement. By offering it to employees, employers show their total concern for employees and are ready to help in case there is any problem.

2. Improves Productivity

Money worries are the main problems of employees in any workplace. When employees are worried, their levels of concentration at work are low. This makes them not perform their best. When they are worried, it is hard for them to participate actively in work. Taking steps to support employees in financial wellness leads rises in their concentration levels in their jobs. When their concentration levels are high, there is better performance. As a result, greater output is recorded.

3. Promotes a Healthier and More Present Workforce

There are reasons why employees always take time off work. Stress and depression are the common reasons, which are caused by a lack of financial wellness in the workplace. The financial wellness programs help in removing all those effects impacting the employees’ performances and presences at work. This helps the employees to be parts of a healthier and more present workforce. These programs are important, since they help the employees to manage their time when they are healthy. By offering it to workers, workers focus on their jobs and hence improve their productivity.

4. Supports a Duty of Care

Employers show their duties of care when they promote financial wellness to workers. They take their duties seriously because they need the active participation of workers in their jobs. This shows that they are much concerned about the health of the workers. Doing so results in high production in the workplace.

5. Combats an Aging Workforce

Financial wellness prepares for the retirement of older workers. In addition, this helps to create good room for the new talents, because it reduces the number of employees who need to keep working simply because they cannot afford to retire. It also helps in providing the best range of age of workers in any working place.

Final Notes – Financial Wellness

Financial wellness helps workers to actively participate in their jobs. Moreover, it increases production in any working place. All those effects that promote low production are eliminated by the introduction of financial wellness programs. The above reasons show how workers do their jobs actively and are healthy with financial wellness.

The post The Importance of Financial Wellness to Workers appeared first on Home Business Magazine.

Author: Editor

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Home Business Magazine Online

Had enough of those boring year-end office functions? Don’t despair. This list offers exciting new ideas for your year-end celebrations. With something to suit every kind of work environment and budget, these are the five best year-end function ideas to pitch to your boss.

Escape Your Work Life

Escape from the dreariness of the workday with an escape party. This is not just a great idea for team building but also makes a unique corporate or year-end event.

Let an escape room party planner take care of all the details for you, for a night filled with laughter and fun. Escape room parties also foster communication and teamwork while you all collaborate to solve problems, discover clues, crack codes, and escape from your assigned rooms.

Escape room events are set up at various locations throughout the US. Exciting themes include ‘A Night at the Castle’ and ‘Escape from The Titanic’, among others. Additionally, catering can be arranged.

“Sea” in the New Year

See in the new year on a party yacht and make it a year-end party to remember. While you may think that this is out of the budget, a quick search on Google for a sailboat rental near me shows you that it is surprisingly affordable and easy to find.

You have the option of a skipper and crew, and catering arranges just as easily as it is on land. Order some fresh seafood platters, a variety of cocktail snacks, and of course several bottles of bubbly. This is a chance for every employee to feel like a star, no matter their role in the company.

If your boss is resistant to the idea, try to tie it in with another big event. Perhaps a senior employee is retiring after many years of service. Or the company just closed a lucrative deal. A yacht party is perfect office function for celebrating any occasion.

Go Wild

Tempted to just go wild at your year-end office function? Well, you do not have to have a formal event. This year, be different. A team-building package is a great way to get to know your coworkers better while having a lot of fun too.

A variety of packages including conventions, company retreats, and team-building sessions can be booked online. Some offer both virtual and in-person activities, and there are so many to choose from, giving endless possibilities.

Events organize throughout the US and include activities such as games, sports, clue-hunts, murder-mystery dinners, pub hunts, and various other fun activities.

Sing a Different Tune

Stop complaining about those lackluster office functions and sing a different tune. Karaoke is a fantastic way to shake off boredom and get you out of a rut. Working from home, especially, can make you feel pretty isolated at times. So, get together with your teammates and sing the blues away.

All that you need is a karaoke machine and mic, and you are all set. However, if you want to take things to the next level, choose a fitting theme for your year-end event location. Perhaps disco, or country western? Choose what you all reach a consensus about.

The most important thing is to have fun with it. Once you decide on your theme, you then decide on the more practical details such as the decor. Dress accordingly and play music from the genre matching your theme to sing along to. Throw in a few catering platters and some wine and you are all set for a great office function.

Improvise

Has work-related stress been getting to you all year? Laugh it off with some improv. For those of you who are unfamiliar with it, improv is a form of live theater in which the performers make up dialogue, characters, and plot on the spot.

Made famous in the well-known tv-series Whose Line Is It Anyway, improv gained popularity around the world. This will have you and your co-workers in stitches laughing. Improv also allows you to laugh at, and with, the boss. Now there’s a great incentive.

There are several improv theaters around the country, especially in New York and Chicago. But you can host your very own company improv evening, with drinks and dinner afterward.

There are two major benefits to this choice for an office function. Laughter is a natural way to combat work stress. Additionally, improv improves communication skills and confidence. Now that’s a year-end get-together with a purpose.

The post Best Year-end Office Functions to Pitch to Your Boss appeared first on Home Business Magazine.

Author: Editor

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Home Business Magazine Online

If you run a flower shop business in this age and day, you probably already know that taking it online is crucial to your success. Perhaps you went ahead and created a stunning website for your bloom venture, and even established a solid online and social media presence for it.

Nonetheless, you still need to have a concrete marketing plan for your business that incorporates both online and brick-and-mortar promotional tactics. On this note, here are five marketing ideas you could use to promote your flower shop business in 2022.

1. Offer Discounted and Promotional Flower Bouquets

Many customers are impressed by flower variety and convenience in delivery. However, a massive portion of flower buyers are after the best deals that help them save money in the process. This is something you can learn to take advantage of, just like some of the most successful flower shops and delivery businesses do these days.

Here is a good example. With a coupon from The Bouqs, a flower buyer is assured of saving a certain percentage of money from his/her next bouquet. Discounted flower bouquets and promotional deals are great ways to attract new customers as well as repeat purchases from old clients. Both also help to grow the brand.

2. Regularly Change Your Display Flowers

Trendy, high-quality flowers are not only attractive, but they also have significant impacts on customers’ buying decisions. In addition, if you want to attract new clients and new visits, it is key to have fresh, attractive flowers on display in a bouquet or a potted arrangement all the time.

This is normally why successful florists replace their flower arrangements on display regularly to catch their customers’ attention.

3. Make Social Media Posts That Resonate with Your Customers

Even after setting up your flower business online, one thing is for sure. In this social media-dominated era, you may have to be on social media constantly. Your posts on Facebook, Twitter, and Instagram not only have to be frequent, but they also have to appeal to and speak to your target audience. Also consider starting a Pinterest account that inspires flower lovers.

A good social media presence attracts new purchases, increases brand awareness, grows your customer base, and even gives your flower shop business a better stand against your competition.

4. Participate in Community Projects

Profit and new business may be the end goals of your flower shop business. However, you also need to stay in touch with the community you serve — the one you consider your market. Participating in community projects such as charity events is a good way to promote your products, improve brand awareness, and make new clients.

5. Run Contests to Promote Your Flower Shop Business

Running contests is another great way to attract potential customers and drive up sales. If you are not yet familiar with contests, the basic idea behind them is simple. It is about enticing your potential customers to participate in the contest in exchange for a chance to win a prize. The prize could be cash, free gifts, or a massive discount on their next purchase. You also can run contests on social media, your website, or another online platform. However, one thing holds true. Promotions that generate buzz are what put cash in the bank.

Final Comments – Flower Shop Business

Indeed, running a flower shop business can be quite challenging. While trying to beat your competition and all, you also want to grow more sales and see your venture grow. The above few ideas potentially increase your chances of success if not spearhead you to becoming the go-to flower shop business in your local area.

The post Five Marketing Ideas for Your Flower Shop Business 2022 appeared first on Home Business Magazine.

Author: Editor

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Thinking about donating your favorite jeans? Wondering if you should buy a bigger size to hide your belly fat? I’ll stop you there.

I know the feeling of spending a good amount of money on a great pair of jeans only to find out that they don’t fit anymore. I’ve tried sucking in my stomach or even unbuttoning the first button just so I can fit in them one last time. The overbearing chore of having to hide my belly fat was exhausting and mentally draining.

But what if I told you that you can keep your favorite pair of jeans and no longer have to wear baggy clothes to hide your belly fat?

We all know that losing belly fat doesn’t happen overnight. However, there are ways to incorporate good lifestyle choices that’ll help you lose belly fat in no time!

Wondering how to achieve this? Here are 14 tips on diet to lose belly fat:

1. Follow a Whole Foods Diet to Lose Belly Fat

Whole foods provide the nutrients your body needs to maintain itself without adding extra processed sugar or fat into your diet.

Rather than focusing on specific foods that “burn” your belly fat, it’s best to think of your diet as a whole. There is no one magical food that can burn belly fat. It’s the collective amount of foods you eat and the lifestyle you live that determines this.

The truth is that losing your belly fat happens when your whole body loses weight. Spot reduction barely has any backed-up evidence to claim that you can pick and choose exactly where to lose weight.

With that being said, focusing on a whole foods diet will help you reach your flat belly goals as it reduces the consumption of excess fat and sugar.

What Does a Whole Foods Diet Look Like?

A whole foods diet consists of food that is minimally processed and focuses on grains, fruits, vegetables, and other high-fiber foods. Generally, whole foods are not highly packaged, canned, or frozen, and are as natural as possible.

If you ever find yourself craving a snack or desiring fast food, check your fridge or run to the grocery store to find healthy foods that can promote weight loss. These are much better alternatives than buying fast food and quick-fix meals when hungry.

2. Reduce the High-Sugar Snacks

Reducing sugary foods is one of the hardest things for me to do. I love a good apple turnover and some ice cream. I mean, who doesn’t?

Unfortunately, these high-calorie sugary snacks are converted into fat and become a part of what makes belly fat.^[1] These stubborn rolls are a result of the accumulation of snacks that we eat which contain high calories and little nutrition.

By avoiding sugary snacks, you’ll have a steadier glucose level that will keep your energy fairly consistent and won’t tempt you to grab another high-sugar snack. However, don’t forget to be kind to yourself and to allow this every once in a while. Remember, moderation is key.

3. Avoid Highly Processed Foods If You Can

I’ll be honest with you. There are times when I am a sucker for pre-made and processed foods. They just save me so much time and are very convenient.

The problem with this is that it comes with a price. Take your pick: convenience or weight gain?

Processed foods contain “hidden” fat, sodium, and sugar. It’s hidden because we don’t notice it’s there.^[2] Since the goal of processed foods is to prolong shelf life and preserve the food, sugar, fat, and sodium are some of the many ingredients that they use to accomplish this.

By consuming a diet mainly of processed foods, over time, you’ll notice the changes in your body and all the sugar, fat, and sodium built up. This makes it harder for you to lose belly fat.

Remember that the goal here is to lessen the number of processed foods you eat as much as you can.

4. Add Green Tea to Your Morning and Evening Routine

This tip is one of my favorites because it’s a simple and relaxing way to boost your metabolism. Green tea contains phenolic compounds and has antioxidant capabilities that exceed other tea types.^[3] These compounds in green tea make a great contribution to losing belly fat.

If you’re looking for ways to incorporate it into your lifestyle, try swapping out sugary fruit juices and soda with a cup of warm green tea. It’s perfect as a morning drink or a calming wind-down beverage in the evening.

5. Drink Water

Most of the time, when we feel hungry, it’s just our thirst speaking.

Drinking at least eight glasses of water daily is beneficial for our hydration and metabolism.^[4] If you’re active, then make sure you’re drinking more!

Tip: Carry around a water bottle and create timed reminders so that you don’t forget!

6. Eat When You’re Hungry

Just as I’ve mentioned before, our thirst cues are often mistaken for hunger cues. Aside from that, there are times when we feel like snacking because we’re in front of the TV or a friend opens a bag of chips.

It’s important to recognize when you’re actually hungry versus times when you are just socially eating. By following this practice, you can achieve that calorie deficit that will help you lose belly fat.

7. Google Your Snacks

With the wide availability of the internet, there’s no excuse for lacking creativity with your snack choices. There are plenty of healthier options that are delicious and easy to make.

If you’re the type of person who gets bored with your meals easily, simply search the web to find some healthy and delicious snack recipes that our friends around the world have come up with. There are plenty of websites that offer recipes with nutrition information and are catered to those looking for healthier alternatives.

8. Soda Doesn’t Help

As great as soda sounds, you’ll want to reduce it if your goal is to lose belly fat. Soda, like many processed beverages, contains large amounts of sugar.

In a study conducted in Mexico, it was found that there is an association between weight gain and soda intake. It was also found that for every serving of soda you drink a day, 60 minutes worth of exercise may not burn those calories due to the complex mechanisms of liquid calories.^[5]

Aside from its sugar content, soda is a carbonated beverage. That means extra gas in your stomach, which could lead to bloating!

9. Don’t Be Lazy

If you’re lazy, this tip might take some effort: Packed snacks from home are one of the easiest ways to be in control of what you eat when you leave the house.

I know this may sound intimidating, but trust me, you’ll thank me later. One of the reasons why people end up eating out or buying snacks from vending machines is because of unexpected hunger.

With this tip, it’s important to be ahead of the game and to anticipate this hunger. Something as simple as packing an egg sandwich, a granola bar, or baby carrots can be done in a matter of minutes. Not only do you save money, but you also get to control what you eat, its nutritional value, and the quantity.

Packing your snacks gives you control over the type of food you eat and is a perfect diet tip to lose belly fat.

10. Reduce or Avoid Alcohol

Like most drinks out there, alcohol contains calories. And any overconsumption of calories can lead to weight gain or that big belly.

Don’t believe me?

Alcohol contains seven calories for every one gram of ethanol.^[6] To top it off, most popular drinks contain a lot of sugar. A lot of sugar means a lot of calories. And although you can find sugar-free drinks, all alcoholic drinks contain calories.

If you’re an avid drinker or an occasional drinker, reducing or avoiding alcohol is a great way to modify your diet to lose belly fat.

11. Meal Timing Makes a Difference

In a recent study, it was found that meal timing may be a factor in fat accumulation and the effectiveness of weight loss.^[7]

We all know the importance of breakfast and that skipping it could lead to weight gain. However, in the research paper mentioned above, it was found that having late lunch (past 3 pm) and late dinner is a possible factor in weight gain as well.

We all have a biological clock time that regulates our metabolism and digestion. This means that the timing of our meals can potentially impact how much fat we accumulate and our ability to lose weight.

If you have no choice but to have a late dinner, do so at least two hours before your bedtime.

12. Eat Your Fruits and Vegetables

I bet you’re tired of hearing this one.

The truth behind this tip is that fruits and vegetables have the nutrients needed for a healthy body. Not only that, but they also contain fiber that will help keep you full.^[8] If you’re full and satisfied, you’re less likely to go off looking for a high-calorie snack.

Fruits and vegetables generally also have a low-calorie count. An apple or banana would have fewer calories than your chocolate bar or a bag of chips. So, don’t forget to grab an apple or two at the grocery store!

13. Nibble Your Snacks

I know this sounds like something straight out of a princess movie—and no, I am not telling you to eat like a mouse. Rather than chomping down all your food in one go, take some time to thoroughly chew your food.

Sounds silly? It’s not.

There was research conducted on overweight youth showing that people who nibble their food and consume higher calories have less visceral fat (a part of what makes belly fat) compared to gobblers who consume lower calorie foods. They also found that it is more likely to happen in males than females.^[9]

A part of this is the awareness and fullness you feel when chewing your food. It’s possible to overeat when you don’t give your body enough time to recognize that it’s full. So, the next time you’re chowing down during a movie, pay attention to how much and how fast you’re eating.

14. Be in Tune With Your Emotions

Emotional eating is a common thing. The classic movie breakup and a tub of ice cream combo aren’t too far from the truth. Most people eat when they’re sad, angry, or depressed. The opposite is true as well. Some people don’t eat when they feel these things.

Self-awareness of your emotions can help you channel those feelings into more productive tasks or tasks that serve you.

Rather than reaching for a bag of cookies, try to take a walk and process your emotions instead. This practice will help you with your diet to lose belly fat because it stops you from overconsuming calories when you don’t need them.

Final Thoughts

The diet to lose belly fat isn’t a magical group of foods that can make your belly disappear. However, it isn’t a complicated process either. If you really want to see results, you need to practice consistency and moderation.

Once you start applying these lifestyle changes, you will not only notice your belly shrink but also how much better you feel overall!

Featured photo credit: Towfiqu barbhuiya via unsplash.com

The post 14 Tips on Diet to Lose Belly Fat appeared first on Lifehack.

Author: Joshleen Marmol

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Home Business Magazine Online

When trying to attract people to invest in your start-up, you benefit from having the financial support to achieve your vision and build up your profile. If you wonder what angel investors gain from putting their money into your start-up, then read on to find out.

A Chance to Make a Profit

Angel investors give money to a start-up. This is in exchange for a share in the business that has the potential to make them money. Therefore, for angel investors to invest, they have to see promise in a completely new idea never done before or a fresh take on a current idea. This is why David Spector of ThirdLove convinced several angel investors to put their money into the business. The bra and underwear company that he and his wife founded together was inspired after they saw a gap in the existing market and created their business to fill that gap.

An Investment They Have More Control Over

If angel investors have money to invest, they often prefer to put their money into a start-up. Then they have a say over some of the decisions, and they offer their experiences and help to influence the financial income. Other methods of investment offer less control and are more unpredictable.

Attaching Their Name to a Successful Start-Up

Angel Investors do research and have the knowledge to spot whether a start-up has strong potential. Therefore, while there may be no guarantees in business, their experience tells them how likely the start-up is to be successful. Having their name linked to that success tempts them into investing.

Being Able to Vary the Portfolio

If angel investors already have impressive portfolios in one or more areas of business, they might want to vary their portfolios by financing a start-up in a different area. They still want to choose one that they can help to grow and make money for themselves and the founders. However, they might have less experience in the specific industry that the start-up focuses on, which makes the start-up an attractive investment.

The Chance to Make a Difference

Besides owning a share in the company and building their own reputation, angel investors may want to make a difference. They invest in a start-up where the values align with their own, or where the founders openly support and donate a percentage of their profits to a specific cause. So, although angel investors still benefit in all the ways mentioned above, they have the chance to make a difference at the same time. For business leaders with solid reputations, no longer motivated by money, it is a good way to give back.

Final Comments

Finding angel investors to invest your business might seem like giving up some control. However, there is a better chance of your start-up succeeding and within a smaller time frame. Then you are able to act on current trends and gaps in the market, without having to wait until it is too late.

The post What Do Angel Investors Gain from Investing in Start-up Businesses? appeared first on Home Business Magazine.

Author: Editor

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